>>394682562
Generally you just grind in the starting areas until you got enough cash. It really sucks though, the makarov is fucking terrible. But if you have enough for a glock or a PSH-18 then these areas are easy to sweep. Sweep the low resistance areas for artifacts and some loot in the two starting areas, and go check the substation just left of the village -> greenhouses area (there is a silver chest that spawns sometimes and you can get there without needing to kill anything) and you can build up enough recovery cash.