>>276173274
I brought up oc'd Ryzen 1200 because you can get an used 16GB mobo+cpu+ram set under $150 with that and beat the pants off your current one in terms of VR performance. All the while allowing for upgrades to newer Ryzens whenever you feel the need.

Probably bets to just go with Ryzen 3600 and whatever motherboard it works out of the box with. It's close to $200 more expensive though

https://pcpartpicker.com/list/twcH6s

Nothing to be afraid of overclocking these. They've been designed to run at higher clocks and are just rated lower for quality control or market segmentation reasons.