>>379750220
>I don't know about an actual payment, I feel like it should just be a $5 charge, they wait for it to authorize, and then let it sit for 5~ days until it expires and is refunded to your account.
That's actually an interesting idea I hadn't considered. To charge and then refund. 

Or maybe do have payment of 1 cent monthly or something, so that the balance is actually off from the expected for the computer.
But maybe that's not enough for it to be noticeable to the average person, because genuine scams do get away with small monthly payments for a very long time.
Also, I wouldn't want my balance sheet to be spammed with -1 cent every month.